"Where your new home begins"

Cape Coral Century 21 Birchwood Realty Rick Swift Realtor "Where your new home begins"

Cape Coral Realtor Rick Swift "Where your new home begins" Wow! what a beach not far away from some of the best beaches in the country. We make this our home town just for the sunshine and the places to see. Did you know that Cape Coral has more canals than anywhere. Many go right out to the gulf of mexico. Some of the best fishing, and golfing, and resorts, (for friend's that come to visit) when you buy your piece of paradise. If you need to list a home or buy a home. I will work harder than anyone, that's my promise to you. Call me Rick Swift@ 239-357-1844 http://www.rickswift.com/ / /
http://www.rickswift.listingbook.com/

Selling Real Estate in Southwest Florida.everyone comes to Lee County to enjoy the sunshine, beaches,
and all the things that make you fill good.
 We all know florida is a
place everyone dreams about coming to. This is my home,
let me help you make it your home today. Want to search like a
realtor, go to the search page IT'S FREE. See all the properties in the
area that can be yours.
"Where your new home begins" in Cape Coral, Estero, or Ft.Myers, this is paradise.
239-357-1844 Rick Swift http://www.rickswift.com/ / http://www.rickswift.listingbook.com/

Look at the beach, just picture you and your family here. It doesn't get any better than this. The sun shines almost everyday,
the fishing is great, the sunsets are the best of any in the world. Weare only a few miles from one of the top ten beaches in the world,
(Lovers Key). This can be all yours, start your search today!.
Century 21 Birchwood Realty Rick Swift 239-357-1844 http://www.rickswift.com/ / http://www.rickswift.listingbook.com/

If your a boater? Imagine taking your boat thru this canal to the Gulf of Mexico. Fishing? well just some of the best anybody has ever seen. You will be the envy of all your friends back home in the cold. The best deals are going on right now!
I would like to earn your business. I will work harder than any other realtor I PROMISE YOU. I built my business on trust and honesty it's the only way i know, integrity is all we have and a good handshake. THIS IS MY PASSION!
"WHERE YOUR NEW HOME BEGINS"



239-357-1844 Rick Swift http://www.rickswift.com/  http://www.rickswift.listingbook.com/ /

CAPE CORAL FLORIDA WHAT A GREAT PLACE TO LIVE

Cape Coral Century 21 Birchwood Realty Rick Swift Realtor "Where your new home begins"
Cape Coral Realtor Rick Swift "Where your new home begins" Wow! what a beach not far away from some of the best beaches in the country. We make this our home town just for the sunshine and the places to see. Did you know that Cape Coral has more canals than anywhere. Many go right out to the gulf of mexico. Some of the best fishing, and golfing, and resorts, (for friend's that come to visit) when you buy your piece of paradise. If you need to list a home or buy a home. I will work harder than anyone, that's my promise to you. Call me Rick Swift@ 239-357-1844 http://www.rickswift.com/ /
http://www.rickswift.listingbook.com/

Some guarantee will survive Fannie, Freddie

Cape Coral Century 21 Birchwood Realty Rick Swift Realtor "Where your new home begins" http://www.rickswift.com/ http://www.rickswift.listingbook.com/


Some guarantee will survive Fannie, Freddie


WASHINGTON – Aug. 20, 2010 – According to the National Association of Realtors® (NAR), the dominant thread at this week’s federal housing conference on the future was about retaining the Federal Housing Authority (FHA) to ensure finance availability for lower- and moderate-income households, and the re-shaping of Fannie Mae and Freddie Mac into something that backstops losses after private insurers take their lumps. The Treasury and the U.S. Department of Housing and Urban Development hosted the conference.

At least for the near term, most of the academics and business leaders participating seem to agree: Some form of government backstopping of the mortgage market is necessary, but it won’t be under the terms that we’ve grown familiar with. Rather, the guarantee would be absolutely explicit, not implicit like we saw with Fannie and Freddie; and, in the view of some, it would take the form of a limited, maybe even catastrophic-type, backstopping in which the private sector takes first-risk position http://www.floridarealtors.org/NewsAndEvents/article.cfm?id=245507&utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+floridarealtors+%28Florida+Realtors%29

1 out of 4 renters never plans to own a home

Cape Coral Century 21 Birchwood Realty Rick Swift Realtor 239-357-1844  http://www.rickswift.com/ http://www.rickswift.listingbook.com/
 "Where your new home begins"

1 out of 4 renters never plans to own a home


SAN FRANCISCO – Aug. 19, 2010 – According to Trulia.com’s American Dream survey on attitudes toward homeownership, 27 percent of renters do not plan to buy a home – ever. Of those renters who do plan to purchase someday, 68 percent said it would be more than two years before they do.
“Large numbers of people delaying their plans to buy a home, or not planning to buy at all, could have an enormous domino delaying effect on economic recovery in the U.S.,” says Pete Flint, CEO of Trulia. “Renters converting into buyers are crucial to turning around the housing slump, but the current economic crisis is causing people to become very hesitant to get off the fence and buy a home.”

http://www.floridarealtors.org/NewsAndEvents/article.cfm?id=245315&utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+floridarealtors+%28Florida+Realtors%29

Facing foreclosure? New Fannie Mae website helps consumers find options

http://www.rickswift.com/

Cape Coral Century 21 Birchwood Realty Rick Swift Realtor "Where your new home begins"
Facing foreclosure? New Fannie Mae website helps consumers find options


WASHINGTON – Aug. 16, 2010 – Fannie Mae launched a new website to help consumers understand their options when facing foreclosure and the possible loss of their home. Called KnowYourOptions.com, it outlines the choices available to homeowners struggling to make mortgage payments, and provides guidance on how they can contact and work with their mortgage company to find a back-up plan.

KnowYourOptions.com provides information in both English and Spanish. Features include:

http://www.floridarealtors.org/NewsAndEvents/article.cfm?id=244972&utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+floridarealtors+%28Florida+Realtors%29

update its ADA (Americans with Disabilities Act) regulations

Cape Coral Century 21 Birchwood Realty Rick Swift Realtor "Where your new home begins"
http://www.rickswift.com/   http://www.rickswift.listingbook.com/ 

"Webinar: DOJ’s updated ADA regulations and standards


WASHINGTON – Aug. 11, 2010 – On July 26, the U.S. Department of Justice (DOJ) issued rules to update its ADA (Americans with Disabilities Act) regulations, which creates new accessibility standards for facilities.
To help the industry understand the changes, the U.S. Access Board and DOJ will conduct a free webinar on Sept. 2 from 1:30 to 4 p.m. covering updated regulations and standards. As part of the webinar, DOJ reps will highlight what is new in the revised title II and title III regulations, including the requirements for existing facilities.
Access Board staff will explain the major changes in the new ADA standards that are based on accessibility guidelines established by the Board.
Webinar organizers say that a significant portion of the program will be reserved for an open question and answer session with the presenters.
For more details or to sign up for this webinar, visit http://www.accessibilityonline.org/.

© 2010 Florida Realtors® http://www.floridarealtors.org/NewsAndEvents/article.cfm?id=244734&utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+floridarealtors+%28Florida+Realtors%29

Senate president wants answers from Citizens

Cape Coral Century 21 Birchwood Realty Rick Swift Realtor "Where your new home begins"
Senate president wants answers from Citizens


TALLAHASSEE, Fla. – Aug. 12, 2010 – Florida Senate President Jeff Atwater (R-North Palm Beach) wrote a letter to Citizens Property Insurance Corp., the state-run insurer of last resort, seeking answers about recent news reports stating that the company awarded contracts without seeking competing bids READ MOREhttp://www.floridarealtors.org/NewsAndEvents/article.cfm?id=244833&utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+floridarealtors+%28Florida+Realtors%29

BUY A 3 BEDROOM 2 BATH  ON THE  INTERSECTING FRESHWATER CANAL 

 CAPE CORAL, FLORIDA

http://www.rickswift.listingbook.com/

       

Cape Coral Century 21 Birchwood Realty Rick Swift Realtor "Where your new home begins"

http://www.rickswift.listingbookcom/

Cape Coral Florida what a great place to live "PARADISE"

Cape Coral Century 21 Birchwood Realty Rick Swift Realtor "Where your new home begins"
CALL RICK SWIFT 239-357-1844 http://www.rickswift.com/    http://www.rickswift.listingbook.com/


Selling Real Estate in Southwest Florida.

Everyone comes to Lee County to enjoy the sunshine, beaches,

and all the things that make you fill good. We all know florida is a

place everyone dreams about coming to. This is my home,

let me help you make it your home today. Want to search like a

realtor, go to the search page IT'S FREE. See all the properties in the

area that can be yours.

"Where your new home begins" in Cape Coral, Estero, or

Ft.Myers, this is paradise.

239-357-1844 Rick Swift  http://www.rickswift.com/    http://www.rickswift.listingbook.com/

Look at the beach, just picture you and your family here. It

doesn't get any better than this. The sun shines almost everyday,

the fishing is great, the sunsets are the best of any in the world. We

are only a few miles from one of the top ten beaches in the world,
(Lovers Key). This can be all yours, start your search today!.

Century 21 Birchwood Realty Rick Swift 239-357-1844 http://www.rickswift.com/  http://www.rickswift.listingbook.com/

If your a boater? Imagine taking your boat thru this canal

to the Gulf of Mexico. Fishing? well just some of the best

anybody has ever seen. You will be the envy of all your friends

back home in the cold. The best deals are going on right now!

I would like to earn your business. I will work harder than any

other realtor I PROMISE YOU. I built my business on

trust and honesty it's the only way i know, integrity is all we

have and a good handshake. THIS IS MY PASSION!

"WHERE YOUR NEW HOME BEGINS"

239-357-1844 Rick Swift  http://www.rickswift.com/  http://www.rickswift.listingbook.com/

Beware of bogus health insurance

Cape Coral Century 21 Birchwood Realty Rick Swift Realtor "Where your new home begins" http://www.rickswift.com/        http://www.rickswift.listingbook.com/




Beware of bogus health insurance
TALLAHASSEE, Fla. – Aug. 5, 2010 – The Florida Department of Financial Services (DFS) and the Office of Insurance Regulation (OIR) issued a warning about unauthorized health insurance plans. The plans are sold under different names but backed by Association of Independent Managers (AIM), according to Florida officials.
OIR has issued a Cease and Desist Order to AIM, and preliminary OIR estimates indicate as many as 1,800 Florida consumers have already purchased these bogus health plans.
“Bogus health insurance scams rob consumers of their hard-earned money and also leave them uncovered in the event that medical care is needed,” said CFO Alex Sink, who oversees DFS read more from florida realtors
http://www.floridarealtors.org/NewsAndEvents/article.cfm?id=244412&utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+floridarealtors+%28Florida+Realtors%29

Cape Coral Florida "Where your new home begins"

http://www.rickswift.com/  or http://www.rickswift.listingbook.com/

Cape Coral Florida Century 21 Birchwood Realty Rick Swift Realtor "Where your new home begins"


 Congress restores rural mortgage help


WASHINGTON – July 30, 2010 – The restoration of the single-family rural housing program that would guarantee home loans for rural buyers was passed by the Senate today and is on its way to President Obama.
The National Association of Realtors has vigorously lobbied to restore funding for the rural program since last March, and hailed this development as a great victory for rural homebuyers.
“This is going to be a great lift for thousands of rural home buyers who need to close on their home purchases before Sept. 30 to take advantage of the home buyer tax credit,” said NAR President Vicki Cox Golder. “Many rural families would have been left out in the cold without these guaranteed loans. Increasing the commitment authority will help rural families, support local housing markets, create jobs and generate new tax revenues.”
“The rural housing program is a good example of the kind of program needed for responsible and qualified home buyers who bring common sense to the housing market,” said Golder. The legislation increases the guarantee fee for borrowers, but allows the fee to be financed. “This change will make the program completely self-sufficient,” she said.
Golder thanked Sen. Michael Bennet (D-Colo.), and Reps. Paul Kanjorski (D-Pa.) and Shelley Moore Capito (R-W.Va.) for moving the bill to passage in both houses.
The legislation was part of H.R. 4899, “The Emergency Supplemental Appropriations Act” that the Senate passed this week. The measure increases the Rural Housing Service commitment authority allowing guaranteed loans; previously, RHS has been providing conditional commitments. The RHS is expected to announce new guidelines shortly after the president signs the bill
info from florida realtors
http://www.floridarealtors.org/NewsAndEvents/article.cfm?id=244190&utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+floridarealtors+%28Florida+Realtors%29

cape coral now blog http://ping.fm/yDk0e

pending home sales ease in post-tax credit market

Cape Coral Realtor Rick Swift Birchwood Realty "Where your new home begins"
http://www.rickswift.listingbook.com/ or http://www.rickswift.com/

"NAR: Pending home sales ease in post-tax credit market

WASHINGTON – Aug. 3, 2010 – Pending home sales edged down with near-term sales expected to be notably lower in contrast to the spring surge when buyers rushed to take advantage of the homebuyer tax credit, according to the National Association of Realtors.
The Pending Home Sales Index, a forward-looking indicator, declined 2.6 percent to 75.7 based on contracts signed in June from an upwardly revised level of 77.7 in May, and is 18.6 percent below June 2009 when it was 93.0. The data reflects contracts and not closings, which normally occur with a lag time of one or two months read more from florida realtors   http://www.floridarealtors.org/NewsAndEvents/article.cfm?id=244285&utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+floridarealtors+%28Florida+Realtors%29

Jim Helsel tells congress about lack of available credit

Cape Coral Realtor Rick Swift Century 21 Birchwood Realty  "Where your new home begins http://www.rickswift.com/   http://www.rickswift.listingbook.com/ 

 "WASHINGTON – Aug. 2, 2010 – Testifying last week before a U.S. House panel, Jim Helsel, treasurer of the National Association of Realtors and commercial real estate specialist, told members that a strong commercial real estate sector is vital to millions of U.S. jobs and helps keep the national economy afloat.
“As the leading advocate for private property rights, NAR believes it is critical for Congress to act soon and to get capital flowing to small businesses and to the commercial real estate market,” Helsel told the House Committee on Financial Services.
“Lack of available credit remains a significant challenge for our industry right now,” Helsel said. He commended the panel for passage in June of H.R. 5297, “The Small Business Lending Fund Act of 2010,” which ensures community banks have both the incentive and capacity to increase total loans to small businesses. Raising the SBA loan limits and allowing SBA 504 loans to be used to refinance performing property can help ease the liquidity crisis in the commercial sector, he said  read more http://www.floridarealtors.org/NewsAndEvents/article.cfm?id=244235&utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+floridarealtors+%28Florida+Realtors%29

www.rickswift.listingbook.com  or www.rickswift.com

Cape Coral Realtor Rick Swift Century 21 Birchwood Realty."Where your new home begins"
Things are starting to look more encouraging, phones are starting to ring again and the showing of houses are starting to happen again and i don't mean short sales and foreclosures. Listing should start to rise as the market has finally bottomed out. Call me if you would like to list your house 239-357-1844
SO LIST WITH US AND CONSIDER IT SOLD!